<b>Step 4. FINANCIAL INDEPENDENCE. FINANCIAL</b> FREEDOM<br>creating passive sources of income: from supplementing your salary to the possibility of living off this income without restricting your usual way of life.<br><b>Step 3.</b> CONNECTING <b>TO INVESTING</b><br>accounting and control of income and expenses, spending less than you get, "Safety Cushion", means for initial <b>Investing</b>.<br><b>Step 2. Poor</b><br>spend everything he gets. Simple calculation. <br><b>Step 1. BANKROTH</b><br>spends more than it receives. There is no calculation.